If I thought advice would cease once I turned in my notice at work, I was mistaken. Everybody, it seems, has expert advice on what I should do, where I should go, how I should maximize my Social Security, etc.
Here’s some of the well-meaning advice I’ve gotten.
On my 401K: Leave it alone and let it grow; pull it out and invest in an IRA; cash it out and buy a house so you won’t have a mortgage.
On all the free time: take up a hobby; travel (did they miss the part about my Social Security being about half of what I’m currently making?); get a part-time job (what was the point of retiring?); make a bucket list and then start going down the list; take a gardening class (that works really well on my apartment balcony); spend more time cooking; take up bicycling.
On extending my money: Become a vegetarian; take the bicycle to the store to save gas money; walk to the store; give up Starbucks (not a chance); move to a cheaper apartment (already on my exploration list); get all your doctor/vision/dental appointments done before you leave work so you don’t have to use Medicare; use as little air conditioning as possible (that’s a real winner in Vegas’s 116 degree heat); read only free online books; drop everything except basic cable; pay extra on all credit card payments (I actually agree with that one); cut out the monthly family dinner (not likely since it may be the only socialization I’ll have left).
I’m kind of tired of it. Ultimately, I’ll make the decisions that fit my personality and lifestyle and, right or wrong, I’ll either be fine or I’ll learn from the mistakes.